SEPA Direct Debit
Simplified euro payments across Europe, enabling fast, secure, and standardized transactions for businesses and individuals.
The solution to process European debit transactions
Our EuroDebit®/SEPA payment system is the most widely used form of online payment in Europe for both one-time and recurring payments.
The Single Euro Payments Area (SEPA) initiative created a zone for the Euro in which all electronic payments are considered domestic, and where there is no difference between national and intra-European cross border payments. SEPA will increase your payment coverage to over 520 million consumers!
We process direct debits and recurring transactions in real time directly from consumers’ bank accounts in 34 countries and territories. EuroDebit is also the perfect payment solution for European customers with no credit card or those who are reluctant to use them online for purchases.
European consumers will thus have an additional and convenient method to pay online, and merchants can increase their sales by offering this local and trusted payment solution.
Direct Debit
The customer initiates the transaction on merchant’s website by entering his first and last name,email and IBAN (No BIC required). Merchants have full control over the look of the SEPA payment form. For authorization customers enter their phone number to receive the OTP. The PIN code is sent in an SMSto the customer’s phone number. Once the PIN code is entered at the checkout the transaction is approved and completed. No redirect is done, consumer is returned to result page immediately.
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Monaco, Netherlands, Norway, Poland, Portugal, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Switzerland, United Kingdom.
Merchant
At checkout, the consumer selects SEPA as their payment method.
Payment method
The consumer enters an IBAN/BIC and authorizes a direct debit mandate
Online bank
The consumer receives a notification of funds.
Merchant
Payment confirmed.
FAQs
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Ready to increase your revenue
with local payment methods?
Worldwide, allow customers to use familiar local payment methods they trust—not just credit cards.
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