Founded in 1989, and now a brand from the Bancontact Payconiq Company, Bancontact makes it possible to pay directly through the online payment systems of all major Belgian banks for customers with Bancontact payment cards.
Founded in 1989, and now a brand from the Bancontact Payconiq Company, Bancontact makes it possible to pay directly through the online payment systems of all major Belgian banks for customers with Bancontact payment cards. Bancontact is the Belgian market leader in electronic payment services, with 24 banks issuing Bancontact cards including: Argenta, Attijariwafa Bank, AXA, BNP Paribas Fortis, Banque van Breda, Belfius Bank, Beobank, bpost Bank, CBC, Chaabi Bank, CPH, Crelan, Deutsche Bank, europabank, ING, KBC, Keytrade Bank, Nagelmackers and vdk Bank.
Local payment card, QR code
At checkout, the consumer enters their card details or scans the QR code, then authorises payment.
Belgium
At checkout, the consumer selects Bancontact as their payment method.
The consumer chooses to pay by QRC using the Bancontact app or by entering their Bancontact account card number.
Depending on the option, the consumer scans a QR code or enters card details for payment.
Payment confirmed.
Bancontact is Belgium's leading payment method, enabling consumers to make secure payments directly from their bank accounts. Established in 1989, Bancontact has become the most popular payment method in Belgium, both in-person and online.
As of 2020, approximately 1.7 billion transactions were made using Bancontact.
In 2021, Belgians made 224 million online payments via Bancontact or Payconiq, marking a 35% increase from the previous year. Additionally, there are more than 17 million Bancontact cards in circulation, exceeding the country's population of about 12 million. Bancontact is linked to 20 Belgian banks and is widely accepted by merchants across the country. It supports seamless transactions via debit cards, mobile apps, and QR codes, making it a trusted and convenient choice for Belgian shoppers and businesses alike.
Integration is simple via API, Hosted Payment Page, Payment Widget.
Belgium
Bancontact is primarily used in Belgium, where it is the most popular payment method.
Bancontact allows Belgian consumers to make secure and instant payments directly from their bank accounts. Customers can pay online by selecting Bancontact at checkout and authorizing the transaction using their Bancontact card or Bancontact mobile app. Payments are processed in real time, ensuring immediate confirmation for merchants.
For mobile payments, users can simply scan a QR code with the Bancontact app or a supported banking app. The system supports both one-time and recurring payments, making it a convenient option for subscriptions and invoices. Since transactions are authenticated and cannot be reversed, Bancontact provides merchants with a secure, fraud-resistant payment method.
Bancontact does not support recurring payments at the moment.
No, payments made with Bancontact cannot be reversed by the consumer, reducing fraud and chargebacks.
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