The Independent Bankcard Brand

Established in March 2002, UnionPay is a bankcard association established under the approval of the State Council and the People’s Bank of China. In response to the economic and social development in China and to fulfill the industrial mission and social responsibilities, UnionPay has joined hands with domestic commercial banks to create an independent bankcard brand - UnionPay card. In August 2003, UnionPay officially launched UnionPay card, its international and high-quality bankcard brand with independent intellectual property that meets unified business practices and technical standards. Thanks to the popularity of UnionPay cards, UnionPay brand also enjoys a high reputation in China.

UnionPay cards are not only well accepted by the domestic cardholders but also highly appreciated by cardholders in more and more countries and regions. The cardholders can use the bank cards to pay their credit card bills and utility fees, book flight tickets and hotels, and perform self-service funds transfer via mobile phone, internet, fixed phone, and even TV set-top box.

Product Description

Local Credit/Debit Card

Product Process

Upon purchase, the consumer is redirected to UnionPay to enter credit, debit or prepaid card number, verify the card info and complete the payment.

Product Sheet


Countries Supported


Merchant advantages

Enter markets with low credit card coverage
Lower risk of returns
Payment option familiar to the consumer
Trusted buying process
Increase sales
Accept more than just credit cards

Consumer advantages

Trusted payment method
No credit or debit card needed
Convenient, reliable, simple and secure
Access to more products and services
Language and currency localization
Simplified shopping experience

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